It's a simple yet powerful spreadsheet system that organizes your bills, debts, and spending by paycheck. With clear instructions and a built-in directory, you'll create a calm, repeatable flow that takes the stress out of managing money—no tracking apps, no overwhelm.
PPP isn’t a traditional budget. You don’t have to track every dollar or feel restricted. Instead, you get a “paycheck plan” that’s easy to follow and makes your income flow automatically—so you’re not constantly starting over or guessing what’s safe to spend.
Yes! This is not your average complicated spreadsheet. It’s color-coded, guided step-by-step, and includes a simple Directory so you always know what to do. If you can open a file and enter your bills, you can use PPP.
PPP was made with real life in mind—including variable incomes. Whether you’re self-employed, working gigs, or your pay fluctuates, the system helps you plan around your actual income and still stay on track.
Once your plan is set up (about 30–60 minutes), it only takes 5 minutes per payday to stay on top of everything. That’s it. PPP is designed to be the easiest money system you’ve ever used—because life is too short for complicated budgets.
Yes! PPP helps you automate smart decisions with your income, like on-time payments and consistent debt reduction. That alone boosts your credit score over time—so you can qualify for big goals like a car or home sooner than you think.
Due to the digital nature of this product, there will be no refunds after purchase.
Payday Peace Plan is built in Google Sheets. If you would rather use Excel, you can download PPP as an Excel file. Then, open it in Excel. The formatting may not be exact, but you can easily adjust the rows and columns as desired.